Insurance Assessor: Understanding Your Property Claim in Ireland
If you have suffered property damage, you are likely looking for an Insurance Assessor to help put things right. In Ireland, “Insurance Assessor” is the most common term used by the public to describe the professional who evaluates a claim.
However, because this term is used broadly, it can refer to two very different roles. Knowing the difference is essential to protecting your settlement.
What is an Insurance Assessor?
In the Irish insurance industry, the term is often used as an umbrella phrase. To ensure you have the right person on your property, you must identify who they represent:
- The Company’s Representative (Loss Adjuster): Often called an insurance assessor by the public, this person is hired and paid by the insurance company to protect their interests.
- The Policyholder’s Representative (Loss Assessor): This is an independent expert you hire to represent your interests and ensure you receive your full entitlement.
Why You Need Professional Representation
Most people searching for an insurance assessor are looking for someone to take the stress out of a claim and ensure they aren’t treated unfairly. While the insurance company will send their own representative to investigate the loss, their priority is to settle the claim according to the insurer’s internal guidelines.
How We Can Help
At Premium Claims, we act as your independent insurance assessor. We bridge the gap between your loss and a fair settlement by providing:
- Complete Claim Management: From the moment the damage occurs, we handle all meetings and paperwork.
- Expert Damage Quantification: We use professional surveying techniques to ensure every cent of damage—visible and hidden—is accounted for.
- Balancing the Scales: We negotiate directly with the insurance company’s representatives to ensure you aren’t underpaid due to policy technicalities or underinsurance.
Expert Property Assessment Nationwide
Whether you are dealing with a burst pipe, fire damage, or storm impact, you don’t have to face the insurance company alone. If you need a professional insurance assessor who works exclusively for you, Premium Claims provides the expertise and local knowledge required to secure your settlement.
Get a Free Claim Consultation Today