Loss Adjuster

A Loss Adjuster is appointed by the Insurance Company to assist them in dealing with insurance claims. Loss Adjusting firms tend to be separate entities from the Insurance Companies that employ them and will normally represent several Insurance Companies but never the policyholder. Loss Adjusters will normally deal with either liability claims or property claims.

Loss Adjuster (Property)

When they deal with property claims they will investigate incidents involving damage to property insured under a property insurance policy. Loss Adjusters dealing with property claims will normally deal with both commercial insurance claims home insurance claims.

Key functions of a Loss Adjuster in property claims.
• Represent interest of the insurance company.
• Investigate the cause of the claim.
• Check policy cover.
• Record the damage.
• Examine claim submission from the policyholder or Loss Assessor.
• Seek to reduce insurers exposure to the claim.
• Achieve savings on the claim for insurers.

Liability Adjuster

If they deal with liability claims they normally investigate accidents often involving personal injuries. In addition to dealing with the policyholder liability adjusters regularly deal with third party claimants. Their role is to investigate the circumstances of the incident and advise on the insurers liability and partake in negotiating a settlement.

Normally Loss Adjusters will negotiate with representatives of the claimant and will represent the interest of the insurance company.
Should you have an insurance claim it is imperative that you engage your own representatives to deal with h loss adjuster.
Premium Claims Consultants are leading loss assessors and will negotiate with the loss adjuster on your behalf whatever the type of property damage claim.

Premium Claims Consultants can be contacted on 061 311266 or info@premiumclaims.ie and will be happy to assist with your claim for any property damage . Common claim types are escape of water, escape of oil and fire damage claims.