Phone 061 311266

Loss Assessor Limerick

Independent Insurance Claim Experts throughout Ireland

What does a Loss Assessor do?

Our Loss Assessor helps homeowners and business owners in Limerick, Clare, Tipperary and throughout Ireland secure fair insurance settlements. From the initial damage inspection and throughout negotiations with insurers, our Loss Assessor works to secure the best possible settlement for your claim.

Loss Assessor

Premium Claims Consultants

Looking for a trusted Loss Assessor in Limerick?

Premium Claims Consultants have been Loss Assessors in Limerick City for over 15 years, acting for homeowners and businesses across Limerick, Clare and Tipperary, and nationwide. See the areas we cover in detail. Whether you are a homeowner or business owner, our experienced  Loss Assessors guide you through every step—from initial damage inspection to negotiating with insurers—we ensure you receive the best possible settlement. Always working exclusively for you, the policyholder, never the insurance company.

Our Limerick Office

Premium Claims Consultants
Old Windmill Court Office Suites
Lower Gerald Griffin Street
Limerick City, V94 YRD7
Phone 061 311266
Calls monitored 24 hours

We cover the whole city and county, including Castletroy, Raheen, Dooradoyle, Caherdavin, Corbally, Annacotty, Mungret, Patrickswell, Castleconnell, Adare, Croom, Kilmallock, Rathkeale, Newcastle West and Abbeyfeale, and travel to clients across Clare and North Tipperary.

Why Homeowners and Businesses Choose Premium Claims Consultants

Insurance claims are stressful and time consuming not to mention working through the jargon and policy conditions. Our role is to remove that pressure by:

  • Assessing the full extent of the damage
  • Preparing a detailed claim and presenting it clearly to your insurance company
  • Collecting and presenting the relevant documentation and evidence to insurers
  • Managing communication with your insurer
  • Negotiating to secure the strongest possible settlement
  • Supporting you until repairs and reinstatement are complete

We do not rely on standard insurance company checklists to value your property loss. Backed by a Bachelor of Science in Surveying (B.Sc. Surv), a Diploma in Loss Adjusting (Dip L.A.), and decades of direct field experience, our approach combines precise property surveying metrics with expert policy analysis. We act solely on behalf of the policyholder—never the insurer. By combining thorough property inspections with accurate building cost estimations, we identify hidden damage and build a comprehensive, fully detailed schedule of loss designed to secure your true policy entitlement from the insurer's adjuster.

Making your Insurance Claim Simple.

Your dedicated Loss Assessor will act as  your principal advisor and advocate throughout the insurance claims process playing a vital role to ensure you get the best settlement. Always working exclusively for you, the policyholder, never the insurance company - your interests always come first.

Loss Assessor - What is the role?

A Loss Assessor’s role is to bring clarity and confidence to what can often be a complex insurance claim process. Every home or commercial claim is different, and the details involved can be difficult to navigate alone. With the support of an experienced Loss Assessor, you have a professional who understands policy wording, identifies the full extent of the damage, and works to secure the most accurate and fair settlement for you.

From our Limerick base, our team provides expert guidance throughout Ireland, helping policyholders manage their claims quickly, effectively, and with complete peace of mind.

What Our Loss Assessors Do for You

To make the claims process as straightforward as possible, our Loss Assessors will:

  • Carry out a detailed inspection of the damage
  • Report and initiate the claim with your insurance company
  • Represent you during all insurer and Loss Adjuster or insurance company inspections
  • Prepare a comprehensive claim submission on your behalf
  • Handle all communication and negotiation with the insurer and their representatives
  • Coordinate with contractors or specialists when required, such as fire‑damage

Insurance assessor in Limerick

Many people call us their insurance assessor or claims assessor. Whatever the name, the job is the same: we are appointed by you, we work only for you, and we deal with the insurance company’s Loss Adjuster on your behalf. Read more about what an insurance assessor does.

Loss assessor discussing an insurance claim with a client

Some common claim types are:

Fire damage claims icon

Fire Damage

Fire damage to your home, business, or property can be devastating, causing damage and destruction to property, disruption to your life and business and emotional distress. The aftermath often feels overwhelming, with insurance claims adding further stress. That’s where Premium Claims Consultants step in. Our experienced Insurance Assessor will handle every aspect of your fire damage claim, from initial inspection to final negotiation, ensuring you receive the maximum settlement. We advocate for you, not the insurer—so you can focus on recovery while we take care of the process.

Fire damage claims

Escape of water claims icon

Leaking Pipes / Escape of Water

Escape of water claims such as leaking pipes, sanitary ware, tanks, or leaking appliances—can cause extensive harm to your home, business, or rental property. The impact can be significant. At Premium Claims Consultants, our expert Claims Assessor will take control of the process, ensuring every detail is documented and every policy benefit is maximised. We handle inspections, paperwork, and negotiations with your insurer, so you get the best possible settlement with minimal stress and disruption.

Escape of water claims

Oil leak claims icon

Escape of Oil

Escape of oil claims—whether from burst pipes, heating systems, or storage tanks—can cause serious damage to your home or business. Oil damage claims are complex to resolve. Premium Claims Consultants are here to help. Our experienced Insurance Claims Assessors manage the entire process, from assessing the damage to negotiating with insurers and helping to deal with oil remediation contractors. We work solely for you, ensuring your claim is handled professionally and that you receive the maximum settlement possible.

Oil leak claims

We also manage Storm damage claims, as well as flood, theft and business interruption claims.

Loss Assessor – Common Questions

How quickly can a Loss Assessor visit my property in Limerick?

Usually within 24 hours of your call, anywhere in Limerick City or County.

Which areas do you cover?

We are based in Limerick City and cover all of Limerick, Clare and North Tipperary. We also act for homeowners and businesses throughout Ireland.

How much does a Loss Assessor cost?

Our fee is normally 10% plus VAT of your settlement, agreed at the start. No settlement, no fee, and there is no charge for the first inspection. See our Loss Assessor Fees page.

Is a Loss Assessor the same as an insurance assessor or a Loss Adjuster?

People often say “insurance assessor” for both. A Loss Assessor is appointed by you and works only for you. A Loss Adjuster is appointed and paid by the insurance company.

What types of claim do you handle?

Fire, escape of water and burst pipes, oil leaks, storm and flood damage, theft and malicious damage, and business interruption, for homes and businesses.

When should I call a Loss Assessor?

As early as you can, ideally before the insurance company’s Loss Adjuster inspects the damage.

How do I contact your Limerick office?

Call 061 311266 or email info@premiumclaims.ie. Our office is at Old Windmill Court Office Suites, Lower Gerald Griffin Street, Limerick, V94 YRD7.

"Premium Claims Consultants' Loss Assessors will always work to ensure that you get the best possible settlement to your insurance claim."

Trusted by thousands of satisfied policyholders across Ireland

“After a fire in our business, we were overwhelmed. Premium Claims Consultants stepped in immediately, dealt with the insurer, and secured a settlement that allowed us to reopen quickly. Outstanding service.”

John, Charleville, Co Cork

“A burst pipe destroyed our kitchen. Iggy and the team managed the entire claim from start to finish and kept us informed throughout. The settlement covered all repairs and more. Couldn’t recommend them highly enough.”

Sarah, Co. Clare

“Premium Claims Consultants took all the stress out of our insurance claim. They handled every inspection, all the negotiation and secured a far better settlement than we expected. Professional, responsive, and genuinely on our side.”

Mary, Ennis, Co Clare

“When an oil leak from our heating system contaminated the ground around our home, we had no idea where to start. The insurer made the process confusing and slow, but Premium Claims Consultants stepped in immediately. Iggy handled everything — inspections, paperwork, negotiations — and made sure every part of the damage was properly assessed. The settlement we received covered the full remediation works, which was a huge relief. Professional, efficient, and genuinely on our side.”

Tony, Co. Tipperary

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