Claims Assessor:

A Claims Assessor when dealing with Property Insurance Claims is normally appointed by the policyholder to manage the claim while this is always the case for a Loss Assessor. They will normally work on behalf of the policyholder and not the Insurance Company. However, the term is sometimes used to refer to somebody appointed by the Insurance Company. In the case of Motor Vehicle Claims the phrase Motor Assessor is used. It is better to clarify with the person involved at the outset.

Normally the phrase is interchangeable with Loss Assessor or Public Loss Adjuster and the phrase Property  Claims Adjuster is sometimes used.

A Claims Assessor can deal with the following types of claims:

• Making a water damage Insurance Claim.
• Making a Fire Damage Insurance Claim.
• Storm Damage Insurance Claim.
• Burst Pipes Insurance Claim.
• Smoke Damage Insurance Claim.
• Handling Third party property damage to your property, for example Vehicle Impact.

Insurance Assessor, Loss Assessor, Claims Assessors, What is the difference?

The terms Loss Assessor (acting for the policyholder or the public)  and Loss Adjuster(acting for the Insurance Company) are the correct terms and should be used where possible however the other phrases mentioned are in common usage and it is important that they are explained.  Follow the link for more information on Loss Assessors and Loss Adjusters. However, if you are engaging anyone to deal with a claim on your behalf it is important to check that they are registered with the Central Bank of Ireland as all Loss Assessors are required to be registered.

Claims Assessor Role

Like Loss Assessors Claims Assessors when dealing with Property Damage Claims have a vital role in the Claims process.  They coordinate all aspects of the claim and communications between the policy holder and the insurance company.

The unique nature of claims involving your home or commercial property require a reputable Claims Assessor or Loss Assessor to assist. To make the claim process as straightforward as possible our Loss Assessor will normally do the following for you:

• Inspect he damage.
• Inform your Insurance Company of the claim.
• Liaise with your contractors or other experts that might be needed. Example, Leak detection experts or Specialist Oil Removal Contractors.
• Arrange to meet your Insurance Company Loss Adjuster at the property.
• Make a detailed claim submission to the Insurance Company Loss Adjuster.
• Deal with all communications and negotiations with the Loss adjuster.

Our Property Claims Assessors also known as Loss Assessors will always work to ensure that you get the best possible settlement to your property insurance claim.

Premium Claims Consultants can be contacted on 061 311266 or info@premiumclaims.ie and will be happy to assist with your claim for any property damage . Common claim types are escape of water, escape of oil  and fie damage claims.